Well, not all, but the ones in Savannah seem to be. My day today has been spent combating them and their stupidity. Why should I have to do their jobs for them? They should know account numbers and all information regarding the clients they are collecting for! And medical billers are the cause my wrath today, too. I have at least 2 billers from my car accident that couldn't do what my insurance company asked them to do in order to get paid. One bill, which is really Nicki's, seemed to have gone to collection. And when Nicki told them who was responsible for payment, they basically told Nicki it was her problem to handle! So guess who's stuck doing the complete job for the local collection agencies? Me!

I'd rant more but I don't want to. All I can say is bookmark the The Fair Debt Collection Practices Act,read it, know it, and being willing to fight collection agencies! Don't let a creditor intimidate you! Also, don't let these collection agencies double dip for payment. They will do it if you're not careful with your bills and aren't willing to dispute it. Collection agencies will do everything the can short of breaking the law to intimidate you and get money. And believe it or not, some of them will break the law to do such.

And now, the Thursday Threesome:

Onesome: Optimize-- Okay, it's geek time: what do you use to optimize your computer experience? Is there a program or tool or piece of hardware that has made a difference for you? Um, not use Windows? I've got 3 computers: A desktop and 2 laptops. The laptop I'm using at the moment is my older one with Ubuntu Fiesty Fawn on it. I'm using this computer for my Senior Project. Linux seems to run smoother than Windows did on my 512 MB of RAM on this computer. At the moment, I should be working on some simple PHP coding in regards to checkboxes.

Twosome: your-- firewall, is it a hardware or a software firewall? ...or is that something you leave to someone else to worry about? ON my Windows desktop, I have ZoneAlarm. I know the router we have is a firewall, in theory, as well.

Threesome: Firewall-- appliances and programs stop some stuff, but have you ever had to use a malware removal tool because something slipped in through email or from a web site? Oh yeah, I have. I had to use a rootkit remover to get a rootkit off my laptop after I CD I bought installed a rootkit on my computer. And I did let this POS spyware on my computer once when I wasn't paying attention to what I was installing on my desktop. I tried to use the spyware's remover but it *gasp* didn't work! I finally had to hunt it down and manually remove it.

[♪ Listening to: "Last Train to Clarksville" - The Monkees]

Posted by Shawn at June 28, 2007 3:03 PM in General, Thursday Threesome.